Winnipeg


Small business insurance made for the needs of Canadian entrepreneurs.

Do you have a Winnipeg-based small business? We understand what small businesses need, and have the insurance options to prove it. Learn more about the coverages available to you to help keep your business safe.

Call 1.844.795.7977

A fountain in front of the Manitoba Legislative Building in Winnipeg

Do you drive a vehicle for business purposes?

Whether you’re a contractor driving between construction sites, or a bakery owner completing your deliveries—if you own a business that requires the use of a company vehicle, you need commercial auto insurance.

Featured solutions

We offer a number of insurance options to help ensure your business is protected. Here are a few of our key coverages:


Commercial general liability insurance

Even the smallest accident has the potential to derail your small business—but it doesn’t have to. The right commercial general liability (CGL) policy can help protect the future of your business in the face of a liability claim.

Commercial property insurance

Whether you operate your business out of your home, or you rent, lease, or own a commercial space — you need commercial property insurance. it can help protect both the building you use and a long list of the things inside.

Cyber risk and data breach coverage

As the digital world continues to grow and evolve, the threat of data breaches and cyber attacks grows with it. Small businesses need to ensure they’re prepared for the unexpected with the right type of insurance coverage.

Business interruption insurance

Unexpected scenarios may force you to temporarily close up shop. If your business is suddenly disrupted by a disaster or loss, business interruption insurance can help you cover your loss of business income and get your business up and running again.

Some available business solutions


Home-based business insurance

Damaged equipment, stolen inventory, and customer slip-and-fall accidents on your property are just a few examples of the common risks that are covered by home-based business insurance.

Professional services

If your small business provides a professional or creative service, gives advice or recommendations to customers, or consults on technical topics, then you need business insurance coverage.

Retail shops

Running your own store comes with a unique set of risks. Make sure your customers, inventory, and the business you’ve worked so hard to build are protected.

Contractors insurance

Suffering an uninsured loss and the impact it could have on your reputation, could be hard to recover from. Luckily, while it takes years to perfect your craft, it only takes a few minutes to protect your equipment and your tools.

Commercial auto insurance

If you own a small business that requires the use of a vehicle, you’ll need commercial auto insurance. The right coverage can help protect you, your employees, and your passengers.

Group benefits

Help keep your employees and their loved ones safe with comprehensive employee benefit options. A strong group benefits program can help you recruit top talent, maintain employee satisfaction, and keep your business competitive in the job market.

Added services

There’s more to being a TruShield customer than meets the eye. We take protecting your business to the next level with our value added services — at no additional cost to you.

Frequently asked questions


There’s a long list of factors that go into determining insurance premiums for small businesses, but we understand that every penny counts, especially when you’re just starting out. TruShield offers basic coverage starting at as little as $50 per month for home-based businesses.

To get a better understanding of how much your insurance will cost, you can use our online coaching tool. Answer a few short questions about your business, and we’ll provide you with a quote for your monthly payment.

Get a quote

The best answer to this question is: peace of mind. Every small business is unique and faces its own set of risks. To protect your business, it’s important to get the proper insurance coverage. Insurance can help protect you from damages caused by a number of risks including:

  • Cyber attacks
  • Fires
  • Lawsuits
  • Theft

We understand that every small business is different, so we try to be as flexible as we can with our payment options. We offer a variety of choices for our customers when it comes to payment, including:

  • One lump sum payment
  • Monthly payments
  • 2 payments (50% at the start of your contracted term, and 50% on day 60 of your coverage)
  • 3 payments (40% at the start of your contracted term and then 30% on days 60 and 90 of your coverage)
  • 4 payments (40% at the start of your contracted term and then 20% on days 60, 120 and 180 of your coverage)

We also offer different payment options depending on your payment schedule:

  • Cheques
  • Online banking or electronic funds transfer (EFT)
  • Credit card

View all FAQ’s

Who we are


We’re 100% Canadian, eh!

TruShield is proud to be 100% Canadian. Through our industry-leading expertise, we help small business entrepreneurs manage their risk and get the right coverage that’s tailored to their business.

Some neighbourhoods we service

  • North End
  • Saint Boniface
  • North Point Douglas
  • River Heights
  • Transcona